V7.2 · FINANCIAL HEALTH + ACTION PLAN
Your financial life, in one plan.
Enter your numbers once. AffordBase connects take-home pay, monthly costs, savings and your home cash goal in one live roadmap.
Your plan is stored only when you press Save My Plan.
Your situation
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Savings & home goal
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YOUR AFFORDLY PLAN
Take-homeCA$4,941/mo
Monthly expensesCA$4,301
Money leftCA$640
Savings capacity13%
Monthly budget
RentCA$2,300
CarCA$450
DebtCA$250
Estimated living costsCA$1,301
Money leftCA$640
HOME GOALCA$480,000Toronto
Down payment (15%)CA$72,000
Estimated closing costsCA$12,000
Cash targetCA$84,000
Current savingsCA$32,000
Still neededCA$52,000
SAVINGS TIMELINE44 monthsAt CA$1,200 per month · about 3.7 years
FINANCIAL PLANNING SCORE60/100
A transparent planning indicator — not a credit score or lender rating.
60
Housing load47%
4 / 25 points
Debt load5%
20 / 20 points
Savings capacity13%
13 / 20 points
Emergency fund7.4 mo
15 / 15 points
Home readiness38%
8 / 20 points
Why this score?
Housing 25 points · Debt 20 · Savings 20 · Emergency fund 15 · Home cash readiness 20. Housing begins losing points above 30% of estimated take-home; debt above 10%. Savings reaches its full component at 20%, emergency reserves at 6 months, and home readiness follows progress toward the selected cash target.
ACTION PLAN
Try changes that move the numbers
Planning estimate only. Taxes, living costs, mortgage qualification and closing costs can differ by household and location.