Choose three cities and compare take-home pay, rent, household living costs, debt, car payments and money left — live.
Compare the same household budget across three cities using each city's tax and living-cost assumptions.
Gross salaryCA$85,000/yr
Estimated take-homeCA$4,941
Market rentCA$2,650
Living costs · household 1CA$1,301
Car paymentCA$450
Debt paymentsCA$250
Total monthly expensesCA$4,651
Money leftCA$290
Money-left rate5.9%
Gross salaryCA$85,000/yr
Estimated take-homeCA$4,861
Market rentCA$1,890
Living costs · household 1CA$1,245
Car paymentCA$450
Debt paymentsCA$250
Total monthly expensesCA$3,835
Money leftCA$1,026
Money-left rate21.1%
Gross salaryCA$85,000/yr
Estimated take-homeCA$4,316
Market rentCA$1,820
Living costs · household 1CA$1,104
Car paymentCA$450
Debt paymentsCA$250
Total monthly expensesCA$3,624
Money leftCA$692
Money-left rate16.0%
Comparisons stay within one country so CAD and USD are never mixed. Rent uses the dataset noted on each city card. Other living-cost categories are AffordBase planning baselines and scale with household size. Tax results are planning estimates.
AffordBase applies the same gross salary, household size, debt and car payment to all three cities. Taxes and rent vary by location, while the living-cost baseline scales with household size. Canada and U.S. comparisons are kept separate so currencies are not mixed.