Planning rent on a $100,000 salary
A $100,000 gross annual salary equals about $8,333 per month before taxes. A simple 30% gross-income reference is about $2,500 per month for rent. That is only a starting point: taxes, debt, transportation, insurance and savings can make a lower housing target more comfortable.
Frequently asked questions
Should I use gross or take-home pay for rent planning?
Gross-income ratios are useful for quick comparisons, but take-home pay gives a clearer view of the cash actually available for monthly expenses.
Can I afford more if I have no debt?
Lower debt can leave more room in the monthly budget, but savings goals and other recurring expenses should still be included.
Continue your affordability plan
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