Toronto vs Montreal: Cost of Living

A 2026 planning comparison using the same $90,000 local-currency salary scenario in each city.

CANADA

Toronto

Money left on CA$90,000 salaryCA$1,283/mo

Take-homeCA$5,234

RentCA$2,650

Total modeled costsCA$3,951

Open Toronto calculator →

CANADA

Montreal

Money left on CA$90,000 salaryCA$1,642/mo

Take-homeCA$4,566

RentCA$1,820

Total modeled costsCA$2,924

Open Montreal calculator →

How to use this comparison

The cards use each city's tax model and cost baseline. Currency is local to each city, so cross-country comparisons are not exchange-rate comparisons. Open either city calculator to model your own rent and savings target.