Cost-of-living snapshot
Current model: rent CA$2,650, groceries CA$485, transit CA$156, utilities CA$190, phone/internet CA$145 and miscellaneous CA$325 per month. Baseline total: CA$3,951.
Rent source: Statistics Canada Q2 2026, 2-bedroom asking rent. Other categories are planning baselines and should be adjusted for your household.
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FAQ
Is this an exact salary requirement?
No. It is a planning estimate. Taxes, housing, benefits, debt and personal spending can materially change the amount you need.
Can I change the rent?
Yes. Use the calculator above to replace the city baseline with the rent you expect to pay.